Commercial HVAC Financing for Facilities Across South Louisiana

Versa offers equipment financing through PEAC Solutions to help HVAC projects move forward without a large upfront cost.

Big Projects, Manageable Payments

A large HVAC installation or system upgrade is a big capital investment for any commercial or industrial facility. Delaying those projects carries real costs. Aging equipment runs less efficiently, emergency repairs are more expensive than planned ones, and downtime during peak cooling season hits harder than any other time of year. Versa partners with PEAC Solutions to give clients a faster, more flexible path to getting the work done.

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  • Get an Instant Quote

    Before submitting a full application, you can get an instant payment estimate for monthly financing. This gives your team a clear picture of the numbers before any commitment is made.

  • Apply Online in Minutes

    The online application takes less than five minutes to complete. A credit analyst reviews your application and most applications receive a decision the same day or next business day.

  • Move Forward With Your Project

    Once approved, your project can move forward on the timeline your facility needs. Equipment can be processed and funded as quickly as 24 hours after approval.

Financing Terms Built for Commercial Facilities

Flexible Payment Terms

PEAC Solutions offers terms from 12 to 63 months, with the option to delay starting payments for up to 90 days to let you structure payments around cash flow and budget cycles.

No Down Payment Required

Equipment financing through PEAC requires no money down, which means your facility can move forward with a major HVAC project without a large upfront cash commitment.

Typically a Soft Credit Pull

Most credit pulls requested by PEAC show as soft, which means applying generally has no credit score impact. PEAC cannot guarantee this in all cases, but it applies to the majority of applications.

Wide Range of Credit Profiles Accepted

PEAC works with a wide range of credit ratings, making financing accessible to facilities that might not qualify through a traditional bank.

Frequently Asked Questions

Financing through PEAC Solutions can be applied to a wide range of commercial HVAC projects, including equipment replacement, new system installation, building automation systems upgrades, and other significant mechanical investments.

PEAC Solutions works with a wide range of business types and credit profiles, including sole proprietors, LLCs, and established companies. Businesses with at least six months of operating history are eligible for equipment financing. For working capital loans, a minimum of two years in business is typically required.

Yes. PEAC Solutions can finance an entire purchase regardless of how many items are included, which makes financing well-suited for larger commercial HVAC projects involving multiple units, system components, or phased installations. Talk to your Versa account manager about the full scope of your project and we can help structure the financing accordingly.